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Medical records
Medical records are those records which contain all information regarding a patient’s medical history. This record gives full details of the person’s health including references to complications that might have occurred to the patient and also the kind of prescription medicines that the patient might be undergoing. These records were basically created with the intention of providing reference about a person’s previous medical state in order to diagnose and treat any new complication that might have arise. However keeping medical records has now become a topic of debate and it has several individual privacy issues that need to be ascertained.

In most places people consider there medical information as a highly sensitive and personal thing, deserving of the strongest protection under the law. Strict laws in many states and the age-old tradition of doctor-patient privilege have been the mainstay of privacy protection for decades. Also Medical records privacy laws vary from state to state hence the extent of privacy protection given to your medical information often depends on where the records are located and the purpose for which the information was compiled. This is because medical privacy laws vary according to the situation as during filing the return of insurance coverage, employment opportunities and during investigation of health and security at your work site you need to provide your medical records.

What do medical records contain ?
Medical records are not created at the time of a person’s birth like a birth certificate. Instead it is created when a person receives receive treatment from a health professional such as a physician, nurse, dentist, chiropractor, or psychiatrist. Records may include the person’s medical history, details about your lifestyle such as drinking, smoking or involvement in high-risk sports, and also family medical history is mentioned in these reports. In addition, medical records also contain laboratory test results, medications prescribed, and reports that indicate the results of operations and other medical procedures. Records could also include the results of genetic testing used to predict your future health. They also might include information about your participation in some form of medical research sampling test.

 

Who has access to your medical records ?
Although medical records come under the protection of several privacy laws but the fact is your medical information is accessed by several individuals and organizations alike and by both from the medical and non medical fraternity. However normally it is you who have to

provide the permission to these entities in order to check your medical records. Some of the instances when you might need to make your medical records public include

 

At the time of insurance normally before you take any personal insurance policy the insurance company might ask you to provide your medical records. This is done in order to asses the risk factor involved while giving you a policy. These risk factor determines the amount of premium you would need to pay. Higher the risk the more is the premium. Also the insurance companies provide there data to the medical information bureau. The Medical Information Bureau (MIB) is a central database of medical information shared by insurance companies. Approximately 15 million Americans and Canadians are on file in the MIB's computers. About 600 insurance firms use the services of the MIB primarily to obtain information about life insurance and individual health insurance policy applicants.


By government agencies several government agencies like the department of health might ask you for your medical records in order to verify claims made through Social Security Disability, and Workers Compensation.


Employers also potential employers might ask for your medical records in order to ascertain the person’s suitability for the job. It also becomes necessary for group insurance policies of the company.


Court cases If a person is involved in litigation or a worker's compensation hearing where the person’s medical condition becomes an issue, the required necessary parts of your medical record may be copied and introduced in court.

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